How to Become a Lawyer

How to Be a Debt Lawyer

Debt attorneys assist clients in handling their debt when they face debt collectors, lawsuits or threats of lawsuits.

A debt attorney must know the intricacies of the legal system regarding personal finances as well as how to function as a good negotiator. Debt lawyers take on legal representation of their clients and manage the relationship with their creditors, including talking to the creditors or debt collectors, answering letters and providing recommendations about how to handle debt within legal constraints. A debt attorney can also represent creditors when filing law suits against individuals who have failed to pay their debts. Becoming a debt lawyer requires years of study and passing several difficult exams.

1. Attend a four-year undergraduate program and get your degree. Your major is not that important, though you might choose an economics major to prepare to deal with financial matters once you start your career as a debt attorney. Top-quality law schools will look at your academic record, and poor results will affect you chances of getting into the law school you choose. Keep your grades high to increase your chances.

2. Take the LSAT, a pre-test for getting into law school. You can sit for the test four times each year at hundreds of locations. It costs $136 to take and includes multiple sections. You will have to answer essay questions, so develop strong writing skills as well.

3. Check out other requirements for getting into law school. A Bachelor’s degree and the LSAT test might not be enough to get into some law schools. You might also need to write letters of motivation, provide letters of recommendation and list your volunteer and extracurricular activities. Make a list of law schools for which you meet the requirements and start preparing your admission files. Include all the requested documents or the school might reject your application.

4. Make the best out of your three years in law school. Take those courses that will help you become a debt attorney, take internships as they become available, and participate in as many extracurricular activities as possible. For example, write on the campus journal and keep a list of the articles you published. You can list work experience on your resume as soon as you graduate.

5. Once you get you J.D. degree, find out when you can take the bar exam in the state where you will practice law. The bar exam will assess your knowledge both for federal law and state’s law.

6. Passing the bar exam means you are a licensed lawyer. Start looking for a job as a debt attorney. Look for law firms that deal with these sorts of cases, contact them and discuss the possibility of working for them. Don’t expect a high salary from the beginning. Accept a job that will launch your career and expect financial rewards only after you’re proved yourself as a good attorney.